Are Premium Bonds as good as they used to be?

I was tidying my documents the other day (yes, I do eat my own cooking 🙂 ) and came across an old Premium Bond certificate that I received as a gift around the time that I was born.

With fingers firmly crossed I checked the website to see if I was a lucky winner, and…… I wasn’t.

Which means that in the past 46 years that I have held them, I have won absolutely nothing in  Premium Bond prizes.

This inspired me to look more deeply into the merits of Premium Bonds as an investment.

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